.png)
You wish money wasn't such a hot topic in your relationship...
You and your partner have tried the creating a budget and downloaded all the money tracking apps to try to get a better handle on your finances. You tend to impulse buy and then you instantly regret it since you know it's going to lead to fight. You might be the generous one while your partner meticulously manages your money which leads to too many disagreements. But no matter what you do, you and your partner still have financial disagreements.
Sometimes you have felt stressed about money and felt like you don’t know how to make good financial decisions. Your feelings of financial anxiety are getting in the way and causing relationship issues and your struggles seem to be growing. Many couples feel stressed due to ongoing financial issues, which can put a strain on their relationships and emotional well-being.
These issues can affect both partners, and financial behaviors and stress are often deeply intertwined with relationships, not just with your partner, but it can affect your family life.
It’s exhausting, overwhelming, and draining.
You’re tired of feeling:
-
like you and your partner are never on the same page about your finances
-
you both have different definitions of what is a "need" and a "want"
-
you're anxious about your spending to the point you dread looking at your bank account, but your partner counts every penny
-
guilty about all of your Target runs which keep causing problems between you and your partner
-
like you never have enough money so you just keep saving since you know what it's been like to not have financial security
If you're looking for financial therapy for couples in San Jose, CA you're in the right place.
You’re looking to dive deeper and understand the negative cycles related to money that keep you and your partner stuck. You both want to understand your money stories so you can start to make changes with your finances and budget, gaining a better understanding of your financial habits and emotional relationship with money. You’re want to cultivate a better money mindset together so you can find relief and healing to help you feel more grounded and present in your daily life.
Financial therapy for couples can improve your overall well being by helping you address both the emotional and practical aspects of your financial life.
We’ll teach you how to slow your thoughts down so you can have the ability to make intentional choices and purchases. Together we’ll help you show up as your authentic self and align your financial choices to what’s most important to you. This process also helps you plan for a more secure financial future.
However you’ve arrived here, we’re so glad you’re here and taking time to see if financial counseling for couples in San Jose, CA is right for your mental health and wellness.
What are symptoms of financial anxiety?
Financial anxiety can affect couples in different ways. Some symptoms of anxiety about money are:
-
Scarcity mindset
-
Constant worrying / fear about financial situation
-
Ruminating over finances
-
Worrying about all the “what if’s”related to money
-
Difficulty sleeping / insomnia due to stress related to financies
-
Procrastinating in tasks related to money management
-
Not opening mail or bills to avoid paying them
-
Mood disorders / depression
-
Feeling nervous in social situations because not wanting to spend money
-
Avoidance of checking bank account
-
Trouble concentrating
-
Low self esteem due economic situation
-
Overwhelming feelings / stress
-
Relationship problems and disagreements with partner over finances
-
Elevated heart rate
-
Analysis paralysis related to financial decisions
-
Impulsive spending to manage financial anxiety
TOGETHER WE'LL...
TOGETHER IN COUPLES FINANCIAL COUNSELING IN SAN JOSE, CA WE'LL...
✓ Uncover how your thoughts about money impact your feelings, behaviors, and how you're showing up in your relationship
We’ll start to identify what you’re experiencing, including how your beliefs about money impact your feelings and behaviors, so you can start to make the changes you’ve been wanting to make. We’ll use Cognitive Behavioral Therapy to help you unpack your thoughts about money and understand the connection between your beliefs and behavior.
✓ Learn coping skills to respond not react related to financial decisions
In financial therapy, you’ll be learning tools to address your financial anxiety and manage the emotions that influence your financial decisions so you and your partner can be more intentional in your spending.
Budgeting is also a foundational skill taught in financial therapy to help manage financial anxiety and improve overall money management.
✓ Develop an action plan during each session for you to practice intentionality related to finances
Our sessions will give you some take-aways that you both can practice outside of our session, providing a solution to your financial challenges so you can start to move towards a more values-driven life aligned with your financial goals. There will be a focus on making intentional financial decisions as part of these take-aways.
✓Start to process your feelings and thoughts related to past financial trauma or stress to increase financial confidence
We’ll help each of you increase your self-awareness and consider new perspectives related to your money mindset and financial situation, including moments when clients realized the impact of their financial past on their current situation.
✓Improve communication between the two of you related to your financial situation
We’ll help you and your partner address communication issues related to money and better understand each of your money stories, including how your pasts and relationship dynamics have impacted your present financial situation. Together, we’ll have values-driven conversations related to money so both partners can collaborate and be on the same page.
Financial therapy for couples is…
✓ Unpacking your feelings about money and how your money story was informed by your past
✓ A collaborative process to process past financial trauma and unhealthy financial habits that are affecting the relationship
✓ Development of communication skills to improve your relationship with your partner about money
✓ Grounded in compassion, openness, and honesty so you can connect with your authentic self to align your financial decisions with your values
Financial therapy for couples is not…
✕ Financial planning services or advice
✕ A nod-and-smile session where you don’t get real feedback about how your money story might be holding you back
✕ Just a weekly vent session about your financial disagreements without having to put in the work
✕ A guilt trip about your spending habits to make you feel even worse about yourself
Cultivate peace and control related to your finances & relationship
We’ll take this journey together to help you cultivate a profound sense of calm and control related to your money mindset so you can show up more fully in your life. You’ll get the support you need to help you cope when you feel anxious about money.
Managing debt and credit is an important part of financial therapy, as these issues often contribute to financial stress and anxiety. The world of finance can feel overwhelming, but therapy can help you navigate its complexities and find clarity. Long-term financial goals, such as thinking and planning for retirement, that we can address together, ensuring your future wants and values are met. Financial well-being affects other aspects of life beyond just money, including your relationships, emotional health, and personal goals.
Together in financial therapy for couples we’ll clarify your core values and integrate them into our work, so they can guide us in the right direction to make intentional financial decisions and a life that is meaningful to you.
Coping with financial anxiety and stress isn’t easy, but we’ll work together to help you and your partner reconnect to what’s most important to you. We have extensive experience supporting clients with financial anxiety and stress through talk therapy and helping them build practical skills.
What exactly is Financial Therapy for Couples?
The intersection of feelings & finances
Financial therapy is a growing field that addresses the emotional and psychological aspects of money management. Couples financial therapy, in particular, is a valuable resource for couples navigating various financial situations, such as moving in together or preparing for marriage. It fosters communication and understanding about personal finances and the dynamics of the relationship. Unlike individual therapy, which focuses on personal emotional or psychological issues, financial therapy centers on the unique financial issues that impact couples and their relationships.
By combining financial planning with emotional support, financial therapy helps couples achieve a healthier relationship with money by addressing both practical concerns and the 'money feels'—the emotional experiences and perceptions related to finances that often arise in relationships. Financial therapy for couples also helps address financial issues that can affect overall well-being and relationship satisfaction.
Unlike traditional financial planning, which focuses solely on managing money, financial therapy delves into the underlying emotional and psychological aspects of money issues. This holistic approach helps individuals develop healthy financial behaviors and make more informed financial decisions. By understanding the root causes of financial stress and anxiety, financial therapy aims to create a balanced and healthy relationship with money.
-
How does Therapy in Puerto Rico work?We offer both in-person and online therapy for adults and couples who are residents of Puerto Rico. All online therapy sessions are held virtually on the HIPAA compliant platform SimplePractice. For those clients interested in Walk and Talk therapy, we will have our initial session virtually and then we will schedule our follow up sessions and meet either at the Lagoon of Condado or at Escambron beach.
-
Do you provide therapy in English?Yes! All of our therapists are fluent in English and can provide therapy sessions in English. We also provide services in Spanish and Italian.
-
Do you offer in-person therapy?Yes! I also offer a limited number of Walk-and-Talk slots for clients who are interested in meeting in person but also want to embrace nature. Walk and Talk sessions are held in the morning (8:00 am) due to the heat of PR.
-
What is Walk and Talk therapy?Walk and Talk therapy is like traditional psychotherapy, but it's held outdoors while incorporating movement. We'll be embracing nature and walking while we're talking about your concerns. Walk and Talk therapy allows us to be able to incorporate a mind-body approach while processing your thoughts and feelings. There are many benefits of Walk and Talk therapy both for our physical and mental health. Walk and Talk sessions start from Escambron Beach in San Juan. Feel free to contact us to learn more about Walk and Talk therapy.
-
What are you fees for therapy in Puerto Rico?Kristin's session fee is $275 for a 50 minute sessions. Maegan's session fee is $165 for a 50 minute individual session, $175 for couples therapy. We are out of network providers and can provide you a superbill at the end of the month upon request. Please contact your insurance provider to inquire about your out-of-network mental health benefits. **Please note that superbills require a mental health diagnosis. Please read more about the benefits of private pay services on our general FAQ page.
-
How will I know if you're the right therapist in Puerto Rico for me?Let's talk about it! You can book your free phone consultation online so we can talk about what kind of support you're looking for and how we could work together.
-
If I'm off the island, can we still have our therapy sessions?"It depends. Each state has its own licensing board for therapist. If you' re going to be traveling off-island, please let us know so we can determine if we can continue to see you.
-
I'm ready to start therapy, what should I do next?Congratulations on making the decision to begin therapy! Next step is to book online or complete our contact form to schedule a free 15 minute phone consultation to make sure we're a good fit to work together. We'll get back to you in less than one business day to follow up. Looking forward to talking to you!
Join our Money Mindset Group for Couples
Register for our Financial Therapy group for Couples starting in August 2025. Learn how you rewrite your money story, improve communication over your finances, create a realistic budget, and better understand how your financial trauma is impacting your relationship.