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Online Class

Financial Therapy

The intersection of finances and feelings

Individuals & couples financial counseling in San Jose, CA.

You wish you didn't think about money so much...

​You've tried the creating a budget and all the money tracking apps to try to get a better handle on your finances. You tend to impulse buy and then you instantly regret it. But no matter what you do, you and your partner still argue about money.  You might be the generous one while your partner meticulously manages your money which leads to too many disagreements.  

Sometimes you stress about money and feel like you don't know how to make good financial decisions.  Your feelings of financial anxiety are getting in the way and causing relationship issues and your struggles seem to be growing.

 

It's exhausting, overwhelming, and draining

You’re tired of feeling:

  • anxious about your spending to the point you dread looking at your bank account

  • guilty about all of your Target runs which keep causing problems between you and your partner

  • like you and your partner are never on the same page about your finances

  • like you never have enough money so you just keep saving since you know what it's been like to not have financial security

If you're looking for financial therapy for couples and individuals in San Jose, CA you're in the right place.

 

HOW FINANCIAL COUNSELING FOR COUPLES AND INDIVIDUALS IN SAN JOSE, CA CAN HELP: 

It's time. You're ready to rewrite your money story.

You're looking to dive deeper and understand the negative cycles related to money that keep you stuck.  You want to understand your money story so you can start to make changes with your finances and budget. You're want to cultivate a better money mindset so you can find relief and healing to help you feel more grounded and present in your daily life. 

 

We'll teach you how to slow your thoughts down so you can have the ability to make intentional choices and purchases.  Together we'll help you show up as your authentic self and align your financial choices to what's most important to you.

 

However you've arrived here, we're so glad you're here and taking time to see if financial counseling for couples and individuals in San Jose, CA is right for your mental health and wellness.

What are symptoms of financial anxiety?

Financial anxiety can affect you in different ways. Some symptoms of anxiety about money are: 

 

  • Scarcity mindset 

  • Constant worrying / fear about your financial situation

  • Ruminating over finances

  • Difficulty sleeping / insomnia due to stress related to money

  • Procrastinating in tasks related to money management

  • Worrying about all the "what if's"related to money 

  • Not opening mail or bills to avoid paying them

  • Feeling nervous in social situations because you don't want to spend money

  • Avoidance of checking your bank account 

  • Trouble concentrating​

  • Low self esteem due to your economic situation

  • Overwhelming feelings / stress

  • Relationship problems and disagreements with your partner

  • Elevated heart rate

  • Analysis paralysis related to financial decisions

  • Impulsive spending to manage financial anxiety

Couple Working Together

TOGETHER WE'LL...

TOGETHER IN INDIVIDUAL AND COUPLES FINANCIAL COUNSELING IN SAN JOSE, CA WE'LL...

✓ Uncover how your thoughts about money impact your feelings, behaviors, and how you're showing up in your life

We’ll start to identify what you’re experiencing so you can to start to make the changes you’ve been wanting to make. We'll use Cognitive Behavioral Therapy to help you unpack your thoughts about money.

✓ Learn coping skills to respond not react related to financial decisions

In financial therapy you’ll be learning tools to address your financial anxiety so you can be more intentional in your spending.

✓ Develop an action plan during each session for you to practice intentionality related to finances   

Our sessions will give you some take-aways that you can practice outside of our session so you can start to move towards a more values-driven life aligned with your financial goals.

✓Start to process your feelings and thoughts related to past financial trauma or stress to increase financial confidence

We’ll help you increase your self awareness and consider new perspectives related to your money mindset and financial situation

✓Improve communication with your partner related to your financial situation

We’ll help you and your partner better understand each of your money stories and how your pasts have impacted your present financial situation. Together we'll have values-driven conversations related to money so you can both be on the same page.

Financial therapy is

  Unpacking your feelings about money and how your money story was informed by your past

✓  A collaborative process to process past financial trauma and unhealthy financial habits

✓ Development of communication skills to improve your relationship with your partner about money

✓  Grounded in compassion, openness, and honesty so you can connect with your authentic self to align your financial decisions with your values

Financial therapy is not

✕  Financial planning services or advice

 

✕  A nod-and-smile session where you don’t get real feedback about how your money story might be holding you back

✕  Just a weekly vent session about your financial anxiety without having to put in the work

✕  A guilt trip about your spending habits to make you feel even worse about yourself

A Young Man with a Notebook

Cultivate a sense of peace and control related to your finances

We'll take this journey together to help you cultivate a profound sense of calm and contol related to your money mindset so you can show up more fully in your life. You'll get the support you need to help you cope when you feel anxious about money.

 

Together in financial therapy for couples and individuals we'll clarify your core values and integrate them into our work, so they can guide us in the right direction to make intentional financial decisions and a life that is meaningful to you. 

 

Coping with financial anxiety isn't easy, but we'll work together to help you reconnect to what's most important to you. We have extensive experience supporting clients with financial anxiety and stress through talk therapy and helping them build practical skills.


PREFER TO TEXT TO SCHEDULE?  FREE FREE TO TEXT OR CALL 

What exactly is Financial Therapy?

Financial therapy is a growing field that addresses the emotional and psychological aspects of money management. Couples financial therapy, in particular, is a valuable resource for couples navigating various financial situations, such as moving in together or preparing for marriage. It fosters communication and understanding about personal finances and the dynamics of the relationship. By combining financial planning with emotional support, financial therapy helps individuals and couples achieve a healthier relationship with money.

Unlike traditional financial planning, which focuses solely on managing money, financial therapy delves into the underlying emotional and psychological aspects of money issues. This holistic approach helps individuals develop healthy financial behaviors and make more informed financial decisions. By understanding the root causes of financial stress and anxiety, financial therapy aims to create a balanced and healthy relationship with money.

Accountant

Unpack your money story to make intentional financial choices

  • How does Therapy in Puerto Rico work?
    We offer both in-person and online therapy for adults and teens who are residents of Puerto Rico. All online therapy sessions are held virtually on the HIPAA compliant platform SimplePractice. For those clients interested in Walk and Talk therapy, we will have our initial session virtually and then we will schedule our follow up sessions and meet either at the Lagoon of Condado or at Escambron beach.
  • Do you provide therapy services in English?
    Yes! Both Kristin and Maegan provide services in English. Check our bio pages to learn more about each of us.
  • Do you offer in-person therapy?
    Yes! We also offer a limited number of Walk-and-Talk slots for clients who are interested in meeting in person but also want to embrace nature.
  • What is Walk and Talk therapy?
    Walk and Talk therapy is like traditional psychotherapy, but it's held outdoors while incorporating movement. We'll be embracing nature and walking while we're talking about your concerns. Walk and Talk therapy allows us to be able to incorporate a mind-body approach while processing your thoughts and feelings. There are many benefits of Walk and Talk therapy both for our physical and mental health. Walk and Talk sessions start from Escambron Beach in San Juan. Feel free to contact us to learn more about Walk and Talk therapy.
  • What are you fees for therapy in Puerto Rico?
    Kristin's session fee is $225 for a 50 minute individual session, $250 for couples therapy. Maegan's session fee is $165 for a 50 minute individual session, $175 for couples therapy. We are out of network providers and can provide you a superbill at the end of the month upon request. Please contact your insurance provider to inquire about your out-of-network mental health benefits. **Please note that superbills require a mental health diagnosis. Please read more about the benefits of private pay services on our general FAQ page.
  • How will I know if you're the right therapist in Puerto Rico for me?
    Let's talk about it! You can book your free phone consultation online so we can talk about what kind of support you're looking for and how we could work together.
  • If I'm off the island, can we still have our therapy sessions?"
    It depends. Each state has its own licensing board for therapist. If you' re going to be traveling off-island, please let us know so we can determine if we can continue to see you.
  • I'm ready to start therapy, what should I do next?
    Congratulations on making the decision to begin therapy! Next step is to book online or complete our contact form to schedule a free 15 minute phone consultation to make sure we're a good fit to work together. Looking forward to talking to you!

Download our free money mindset for couples worksheet

Check out our blog about financial therapy and download our free money mindset for couples worksheet and budget planner

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